Based on the Co-operatives Young Driver Insurance data, March is the month that they are most likely to claim on their motor insurance, not only that, but 17-25 year olds appear to favour Fridays
According to the new data, October is the second most likely month, with November being the third most likely month for a young driver to claim.
Order of months with most young driver claims
1 – March
2 – October
3 – November
4 – January
5 – May
6 – September
7 – June
8 – December
9 – July
10 – April
11 – February
12 – August
Claims reported range from road traffic collisions to damage claims.
According to the Co-operatives new data, it appears driving over the weekend is safest time for young drivers, with the least likely claims to come on a Saturday and Sunday:
Co-operatives information also implies that young drivers in vehicles between 8 and 11 years old are also more likely to claim than others.
- Seven in ten (71%) drivers surveyed have dangerously poor knowledge when it comes to winter stopping distances
- Two thirds (66%) of drivers believe others do not leave enough space to stop safely
- More than half of drivers questioned (54%) think other drivers travel too fast in poor weather conditions
A new study carried out on behalf of Brake and Direct Line is highlighting the risks too many drivers are taking in bad weather. The survey released on the 8th January 2016, reveals 71% of drivers questioned do not know how much longer it will take their vehicle to stop in icy conditions. This means they could be putting other road users, and themselves, at risk by underestimating the distance.
11% of drivers think the stopping distance is twice as long in icy weather, a third think it’s four times as long and 27% think it should be five times as long. Just 23% of drivers know that the actual figure is up to 10 times as long, with 6% being even more cautious and believing it is up to 20 times as long.
That means, that on a fine day, if you are travelling at 30 mph and need to brake immediately it will take you 23 meters to stop, in icy conditions it could take up to 230 meters – that’s the length of two-full sized football pitches and, of course, the faster you are travelling, the further that distance could be.
Teenagers could have to wait a year longer than currently before they are allowed to take their driving test.
The government is considering issuing only 12-month probationary licences at the age of 18 in a bid to cut accidents involving young motorists.
New drivers would also face a curfew between 22:00 and 05:00 unless a passenger aged over 30 was in the car.
It recommends a one-year “learner stage” beginning at 17, during which drivers would have to total at least 100 hours of daytime and 20 hours of night-time practice under supervision.
Learners can then take their test at 18 and, if they pass, will get a probationary licence and have to display a green “P” plate.
During this stage, drivers will face the curfew and all those under 30 will be banned from carrying any passengers also under 30.
After the 12-month probationary period, drivers will automatically graduate to a full licence and unrestricted driving.
Statistics show that more than a fifth of deaths on British roads in 2011 involved drivers aged 17-24.
Research has shown there are approximately 400,000 rear-end bumps on the roads each year in the UK, accounting for one in four of all road traffic accidents.
Data from more than 200,000 accident claims in 2010 found that 27% of them occurred when one car hit another from behind. This is a 9% increase in the percentage of these types of accidents from 2009.
Many rear-end collisions result in whiplash for the occupants of the vehicle and these type of accidents account for 75% of all bodily injury claims.
Congestion means we often travel in slow moving traffic. Drivers get frustrated and drive a little too aggressively. This can cause them to bump the car in front.
On faster roads many drivers don’t leave enough space between themselves and the vehicle in front. If the car in front needs to break suddenly, it’s possible to go straight into the back of them.
The Ministry of Justice has reported record numbers of unauthorised claims management companies have been shut down within the last year.
Nearly 350 firms were closed down last year in comparison to 35 the year before – a ten-fold increase.
This follows the Ministry of Justice’s reforms including restructuring ‘no win, no fee’ deals to discourage needless and excessive litigation as well as reviewing the way advertising is used by claims management companies to attract business.
The 349 firms who had their licences taken away in 2010/11 were either found to be in breach of rules or failed to meet the regulator’s requirements for authorisation.
In the worst cases, the reasons for action included evidence of fraud, misleading marketing and aggressive sales techniques.
February 22 | Company
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